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The mountains are great stone bells; they clang together like nuns. Who shushed the stars? There are a thousand million galaxies easily seen in the Palomar reflector; collisions between and among them do, of course, occur. But these collisions are very long and silent slides. Billions of stars sift amont each other untouched, too distant even to be moved, heedless as always, hushed. The sea pronounces something, over and over, in a hoarse whisper; I cannot quite make it out. But God knows I have tried.

Annie Dillard
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Merit karma is a credit amount and demerit karma is a debit amount [owe the amount to repay]. One is free to spend his accumulated amount wherever he wants.

Dada Bhagwan
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Credit Repair Companies feed off your frustrations, and your funds!!! - The Credit Repair Book: The Credit Repair Company's Secret Weapon.

Cornelius J., The Credit Repair Book: The Credit Repair Company's "Secret Weapon"
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Being an authorized user generates more of a risk than a reward. You are putting your credit in the hands of others. The previous statement implies their mistakes, now becomes yours! - The Credit Repair Book: The Credit Repair Company's Secret Weapon.

Cornelius J., The Credit Repair Book: The Credit Repair Company's "Secret Weapon"
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The people who establish the laws, acts, and regulations already did the tedious work; the rest of the process is just putting the “Credit Acts into Action.” - The Credit Repair Book: The Credit Repair Company's Secret Weapon.

Cornelius J., The Credit Repair Book: The Credit Repair Company's "Secret Weapon"
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If the State uses this power systematically in order to force the community to accept a particular sort of money whose employment it desires for reasons of monetary policy, then it is actually carrying through a measure of monetary policy. The States which completed the transition to a gold standard a generation ago, did so from motives of monetary policy. They gave up the silver standard or the credit-money standard because they recognized that the behaviour of the value of silver or of credit money was unsuited to the economic policy they were following.

Ludwig von Mises, The Theory of Money and Credit
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So far as variations in the objective exchange-value of money are foreseen, they influence the terms of credit transactions. If a future fall in the purchasing power of the monetary unit has to be reckoned with, lenders must be prepared for the fact that the sum of money which a debtor repays at the conclusion of the transaction will have a smaller purchasing power than the sum originally lent. Lenders, in fact, would do better not to lend at all, but to buy other goods with their money. The contrary is true for debtors. If they buy commodities with the money they have borrowed and sell them again after a time, they will retain a surplus over and above the sum that they have to pay back. The credit transaction results in a gain for them. Consequently it is not difficult to understand that, so long as continued depreciation is to be reckoned with, those who lend money demand higher rates of interest and those who borrow money are willing to pay the higher rates. If, on the other hand, it is expected that the value of money will increase, then the rate of interest will be lower than it would otherwise have been.

Ludwig von Mises, The Theory of Money and Credit
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No man's credit is as good as his money.

E. W. Howe
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There are lots of families who - who make irresponsible purchases. There are also a lot of families who have debt on credit cards because they use those credit cards to pay for medical bills.

Elizabeth Warren
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Money is a poor man's credit card.

Marshall McLuhan
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