“We buy things we don't need with money we don't have to impress people we don't like.”

“While I encourage people to save 100% down for a home, a mortgage is the one debt that I don't frown upon.”

“You've got to tell your money what to do or it will leave.”

“You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities.”

“I believe that through knowledge and discipline, financial peace is possible for all of us.”

“My children were taught at an early age how money works and that it comes from hard work. They've been on a commission - not an allowance - since they were little. They learned that if they worked around the house, they got paid. If they didn't work, they didn't get paid.”

“Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.”

“The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.”

“We are all in the business of sales. Teachers sell students on learning, parents sell their children on making good grades and behaving, and traditional salesmen sell their products.”

“People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan.”

“Live no one else today, so you can live like no else tomorrow”