“The library is seen as a force for self improvement and the pursuit of knowledge. I fear that in many cases this is no longer true, if it ever was.”

“There is not necessarily a good reason why a regulator should have to be involved in product design and marketing for rich and sophisticated investors. We recommend that such investors should be able to sign a piece of paper, which allows them to go ahead and buy unregulated products at their own risk.”

“The library is seen as a force for self improvement and the pursuit of knowledge. I fear that in many cases this is no longer true, if it ever was.”