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“I have always kept a stack of library books next to my bed as a lifeline. If I ever woke in the middle of the night too scared to move or too sad to roll over, the books were my saviors.”
Julie Halpern“I have always kept a stack of library books next to my bed as a lifeline. If I ever woke in the middle of the night too scared to move or too sad to roll over, the books were my saviors.”
Julie Halpern, The F- It List“I kind of came to the conclusion after I did finally get married that love and relationships are just a series of horrific losses with hopefully one win.”
Justin Halpern“See, you think I give a shit. Wrong. In fact, while you talk, I'm thinking; How can I give less of shit? That's why I look interested.”
Justin Halpern“I can't help but think about things critically. Sometimes it can be a curse. What I wouldn't give every once in a while to be a blithering idiot skipping through life with shit in my pants like it's a goddamned party.”
Justin Halpern, I Suck at Girls“... human beings fear the unknown. So, whatever's freaking you out, grab it by the balls and say hello.”
Justin Halpern, I Suck at Girls“You worry too much. Eat some bacon...what? No, I got no idea if it'll make you feel better, I just made too much bacon.”
Justin Halpern, Sh*t My Dad Says“Who's going to take care of it? You?. . . Son, you came in the house yesterday with sh*t on your hands. Humansh*t. I don't know how that happened, but if someone has shit on their hands, it's an indicator that maybe the whole responsibility thing isn't for them. -Dad”
Justin Halpern, Sh*t My Dad Says“You're like a tornado of bullshit right now. We'll talk again when your bullshit dies out over someone else's house.”
Justin Halpern, Sh*t My Dad Says“So why didn't ABCP investors -- at least the large institutional investors -- have a better grasp of the uncertain nature of market disruption triggers as defined under Canadian-style liquidity? Probably because the contracts were not available for review to investors wishing to purchase ABCP -- yet another example of the lack of transparency surrounding the distribution and sale of this product.”
Paul Halpern, Back from the Brink: Lessons from the Canadian Asset-Backed Commercial Paper Crisis“[T]he ABCP market was built on a fatal flaw: a significant mismatch between the duration of the underlying assets (long-term) and the duration of the paper itself (short-term). While this structure is not unusual -- banks use it all the time -- the crucial difference is that banks have a strong liquidity provider in the event of a problem: the Bank of Canada. The trusts, however, were left in limbo.”
Paul Halpern, Back from the Brink: Lessons from the Canadian Asset-Backed Commercial Paper Crisis